Cover for all types of units of character or commercial use.
coverages
Our Commercial Auto policies protect all types of units of a commercial nature. There are various coverages and insurance programs to meet the different needs of your business.
Below is a detail of our programs:
- Commercial Auto: Provides coverage for all character or commercial use units.
- Truckers: The truckers policy is a product that allows the operation of a vital component of our economy, the transportation of goods.
- Bus Program: Designed to provide coverage for buses primarily used by School Transportation. In addition, coverage is offered to buses used incidentally to take students to special activities. The requirements of the Department of Education govern this program.
These programs include important basic covers:
- Public Liability
- Covers bodily injury and property damage caused by negligent acts for which you or your employees are legally responsible.
- Physical Damage
- Covers direct damage to your vehicles due to collisions, theft, vandalism, flooding, etc.
- Roadside Assistance
- Covers the assistance service up to the limit covered or specified in the policy. Applies only to small units.
- Garage Policy
- Designed for parking lots, car sales dealers, and workshops. Important covers:
Public Liability – This covers damage caused by a car while being tested on the road or damage caused by a vehicle in the custody of a garage or parking lot. It also covers injuries or damage to the property of third parties within the premises of a dealer, workshop, or car park.
Physical damage – Covers damage suffered by units for sale at dealers.
Garagekeepers – Covers vehicle damage for which a business car insurance dedicated to repairing, parking, or custody of vehicles is legally responsible.
Benefits and advantages
telephone office
All policyholders have access to the most modern telephone office in Puerto Rico: It is a specialized service to promptly meet the needs of our clients.
support network
We have a complete network of roadside assistance providers with extensive experience in assistance services.
Workshop network
Among the advantages, the extensive network of tin and paint workshops stands out, guaranteeing repair quality and compliance with legal requirements.
Your Commercial Auto Insurance also offers you the following:
Liability Coverage Benefits
The insured is protected against bodily injury and property damage caused to third parties.
Benefits of Physical Damage Coverage
The coverage offered also includes glass breakage. In addition, it can be included as additional coverage in the policy the costs of towing the car in cases of accidents and coverage for substitute cars while the insured unit.
