In addition to facilitating payment, the card offers customers several benefits. Among the advantages are accumulating points, a 30% discount on purchasing Latam Pass points, and promotions for redeeming airline tickets.
In addition, it offers greater installments and discounts at accredited cinemas. It is still possible to have a free annuity on invoices from R$ 1,000.00. If you need money in your account with personal credit, you receive it within 48 hours, without using the card limit, and pay in up to 36 installments.
With the Latam Pass Itaucard, you are entitled to LATAM Airlines airline tickets in up to 10 interest-free installments. Also, exclusive promotions for redeeming airline tickets. It is the ideal international Visa credit card option for those who travel and participate in Latam points programs.
ORIGINAL BANKOriginal International Mastercard Credit Card
Original to Simplify Your Life
Banco Original is an online bank that aims to make your daily life easier. Therefore, your credit card is practical and has several features that will simplify your life. In addition to not having an annual fee, it does not charge for the points program and even gives a 0.3% cashback on all purchases .
When you purchase the Original international card, you don’t have to wait for the physical card to arrive, you can now shop online. You also don’t need it when shopping with the machine, as you can pay using your cell phone or smartwatch , without taking your wallet out of your pocket.
You will also be able to request up to 10 additional cards and will have access to a platform of benefits and special conditions in several partner stores. All card and expense management can be easily done through the application, including travel notice.
Frequently Asked Questions about International Credit Card
What’s the Best Way to Carry Money When Traveling Internationally?
To guarantee a trip without unexpected events, it is necessary to have more than one payment method. For international travel, the credit card, even though it is the most convenient alternative, is also the most expensive means of payment among others.
This is because international purchases are subject to the exchange rate variation of the day, to the IOF (tax on financial operations), in the amount of 6.38%. Another alternative that has become popular is international accounts.
They allow you to make purchases in different currencies by depositing the amount in advance, with a differentiated conversion and reduced IOF tax (which can reach just 1.1%). As the purchase of foreign currency can be carried out in advance, it is possible to be assured of exchange variations.
However, among all the alternatives, cash is usually the cheapest. However, this depends greatly on the local exchange offices or the countries visited. To guarantee the best quote, simulate the conditions in advance in different means of payment and always take more than one alternative with you.
How to Make Financial Planning for an International Trip?
The best way to plan for an international trip is to do it in advance and make purchases of foreign currency in regular and frequent installments, thus creating an average price. For example, if you are traveling 10 months from now and plan to spend $1,000 during your trip, you should make monthly purchases of $100.
In this way you will have an average price, between the highs and lows of the foreign currency, obtaining a more favorable account in most cases.
Many travels without planning, and as a result, they get into debt and have unpleasant surprises, such as the exchange rate increase a few days before the trip, which can compromise the whole experience.
How to Save on International Travel?
To save on international travel, you must plan you’re itinerary and buy tours and hotels well in advance. We know that a trip’s expenses can vary according to the traveler’s preferences.
Many people don’t like to plan tours and trips in advance; however, organizing and anticipating some costs is possible to get better prices. So, please spend some time creating your travel itinerary, with everything programmed, in addition to saving money, and it is also possible to improvise and make the tour even more interesting.
Check Options for Planning Your Financial Life
The international credit card is very practical. However, it is important to have your financial life planned. This way, you can better control your expenses. Check out my best articles with indications of banks, digital banks, and spending control applications.
